AI in Financial Crime Compliance: Charting the Path from Pilot to Maturity
AI in Financial Crime & Compliance: Charting the Path from Pilot to Maturity, Payments & FinTech Edition
A Global Report by Chartis and Hawk
Global research from Hawk and Chartis reveals how Payment and FinTech companies are entering a new stage of artificial intelligence(AI) maturity, using advanced technologies to improve detection, streamline investigations, and reinforce compliance.
This report uncovers how payment companies are applying Machine Learning, Generative AI, and Agentic AI to transform the speed, precision, and scalability of their compliance programs.
Key Findings:
AI Delivers Tangible ROI
Detection accuracy ranks as the #1 benefit of AI, cited by over half of firms surveyed
Faster investigations and reduced operational costs follow closely behind
73% of payment firms already report AML cost savings, and nearly one-third of responders expects the savings to exceed $5 million within the next year
Firms Optimistic on GenAI & Agentic AI
94% of respondents expect AI investment to increase
88% say they will increase investment in GenAI, particularly to realize benefits in document and data processing and improved investigative efficiency
84% will invest in Agentic AI, with gains expected in case investigations and SAR drafting
Why it Matters:
AI is no longer experimental — it’s essential.
And the players that master scaling will lead the next generation of compliance innovation.